If the Malcolm S Gerald Group is calling you repeatedly, at inconvenient hours, or using aggressive tactics, you may be experiencing unlawful debt collection harassment. Under the Fair Debt Collection Practices Act (FDCPA), collectors cannot harass, threaten lawsuits, wage garnishment, or arrest without legal authority. They are also required to send a written validation notice within... https://protectionforconsumers.com/facing-dsr-holdings-group-debt-collection-harassment/